I put my z back in insurance last week, but they said that the car wasnt worth enough to fully insure???? So they only gave my a liablility only policy. Another thing they said is they don't cover mods? I had a friend who totaled his trans am one night and insurance payed for everything after they took the car inculuding the aftermarket stuff. I have allstate and I just dont get why they wouldnt give me full coverage anyway? I have no points/ accidents on my lisence either. Do any of your insurance companies have these policy's with u also?